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people think of PayPal mostly as a P2P payment app or the primary payment method for eBay. All of this is pretty much exactly what I expect from a company that caters to startups and small businesses in the 21st century, but it is nice to see. For all keyed-in mobile and in-store transactions, you pay.5.15. And theres no shortage of well-known, robust POS solutions for retail stores and restaurants. In addition to the withheld funds issue, here are some other common complaints: High Transaction Fees: Compared to a traditional merchant account, PayPals transaction fees are higher. The biggest difficulty with trying to quantify complaints against PayPal is the simple fact that PayPal is also a consumer product. PayPal makes it simpler with tools such as transparent redirects, but at minimum, you can expect to have to do self-assessments and quarterly scans to maintain your PCI compliance.

Any time you encounter an error or a problem, you can Google it; odds are good youll find a solution from another merchant who has already dealt with the same issue. In fact, PayPal is expanding and diversifying a lot now that its a publicly traded company in its own right. PayPal Transaction Fees Regardless of which plan you are on (Standard or Pro your transactions fees will be as follows: For all online sales, you pay.9.30 per transaction. Hold tight because there are a lot. Ideal for low-volume merchants, extensive integrations, good developer tools. Using Link, you can embed a checkout form on your website that will redirect to the PayPal site to complete the transaction. PayPal LoanBuilder: PayPals newest addition is a simple short-term loan service available to merchants regardless of their payment processor.